I need to know how I can pay for my studies from my country with minimal fees? Maybe some intermediaries or Internet banks, in extreme cases electronic wallets.

I am a student and my parents are currently in another country. But nevertheless, in the near future they will have to send money to my account and we will try to use e-wallets on the advice of one of my friends, because previously we used direct transfers in the bank and we had to pay 12% of the transfer amount. If you are interested, then I chose Payoneer as an electronic wallet for the transfers I need